1. Strategy, Business Growth & Market Leadership

1. Regulatory Compliance & CBN Engagement

• Serve as primary interface with the Central Bank of Nigeria (CBN) on compliance matters.
• Interpret and implement all applicable CBN regulations, guidelines, and circulars.
• Coordinate regulatory examinations and ensure timely remediation of findings.
• Ensure on-time submission of compliance-related regulatory returns.

2. AML/CFT & Financial Crime Compliance

• Design and maintain an effective AML/CFT framework.
• Oversee KYC, CDD, EDD, and transaction monitoring processes.
• Ensure timely STR and CTR filings where applicable.
• Partner with Risk, Fraud, and Technology teams to strengthen controls.

3. Policies, Controls & Advisory

• Develop and maintain compliance policies and procedures.
• Provide compliance advisory support to business and product teams.
• Embed compliance reviews in new product and change management processes.

4. Consumer Protection & Conduct Risk

• Ensure compliance with CBN consumer protection guidelines.
• Oversee complaints management and dispute resolution.
• Promote ethical conduct and fair treatment of customers.

5. Data Privacy & Regulatory Risk

• Oversee compliance with NDPR and data protection requirements.
• Monitor regulatory developments and assess impact on the business.

6. Monitoring, Testing & Reporting

• Execute compliance monitoring and testing programs.
• Track and remediate compliance issues and breaches.
• Report compliance status to management and the Board.

7. Training, Culture & Governance

• Deliver compliance and AML training across the organization.
• Foster a strong compliance culture and tone from the top.
• Support Board Risk & Compliance Committee governance.